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Mortgages

What is a Mortgage

Mortgages are legal agreements that are set up between a buyer & a lender in order for the buyer to purchase a property. A mortgage can be spread over a long period, normally between 15-25 years. The interest rates on mortgages tend to vary considerably form lender to lender although first time buyers generally get the lowest possible interest rate offers.

There are a range of mortgages available to suit a wide variety of situations. An example of some mortgages includes fixed rate, capped & commercial mortgages.

There are numerous mortgage and remortgage products available in the United Kingdom. Even if you are self employed or have an adverse credit record, there could be a loan available for you.

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