Payday Loans

The current economic climate is like a minefield with businesses failing, shops closing and being having less money than they did. This has unfortunately led to a lot of people struggling to get by financially. When this happens and an unexpected cost such as a car failing its MOT or an expensive repair bill for your boiler, you may really struggle to make the payment before your next payday. This is where payday loans can come in and save you from financial difficulty.

Choose the 1 Month Loan Amount You Would Like To Obtain From Us:
(Use this slider provided to decided on the amount of money you require)
Take Out A 1 Month loan Of: £100
Pay Back: £125

A payday loan from National Credit can be used to fund anything that you require. Those unexpected costs can no longer be a problem if you take out a payday loan to cover the cost and then repay on your next payday. Payday loans are short term loans usually taken out over a period of 2-4 weeks and are repaid in full on your next payday. Due to this, they usually range from £100 to £1000, with a maximum of £400 for new clients.
As with any kind of loan or credit, there are certain requirements that must be met before you’re eligible to apply for a payday loan. The list of requirements is as follows:

  • You must be at least 18 years of age
  • You need to be a UK resident
  • You must be currently living within the UK
  • You need to be eligible for work in the UK and have a full time job
  • You must take home at least £400 after tax
  • You need to have a UK valid bank account that accepts direct debits

If you meet the above criteria, you could be eligible for a payday loan! Simply use our quick and easy application form and await your response. If successful, your payday loan could be deposited in your bank account in the same day!
It’s worth noting that payday loans are designed as a short term financial solution. Due to the short time scale of lending, they are usually paid back on the next payday of the borrower. National Credit employs a strict responsible lending policy and so we always urge that you borrow considerately and only when you can be sure you’re able to make the repayments. Payday loans should never be used for a long term financial gain.